RateScore · NPI 1083054928

Chloe Anne Payne

derm · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

498
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Weak: meaningfully below local peers
35.9% local percentile  ·  high peer-sample confidence
Scored as of August 18, 2026
1109published rate records
4payers scored
226scoreable contract cells
860sanitized records

Centene is the worst-paying contract we can score for Chloe Anne Payne. 69.3% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Centene 28 Local $113.02 $142.34 −$29.32 469
Anthem National 176 Local $72.26 $92.17 −$19.91 493
Bcbsnm 1 Local $81.77 $81.77 $0.00 615
UnitedHealthcare 21 Local $242.76 $155.57 +$87.19 636

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Anthem National 27447 Local $1,406.89 $1,421.71 $3,561.76 $2,154.87 488
Anthem National 45386 Local $225.11 $323.63 $1,944.52 $1,719.41 485
Anthem National 23472 Local $1,582.51 $1,582.51 $3,286.10 $1,703.59 481
Anthem National 43245 Local $187.75 $399.49 $1,881.26 $1,693.51 486
UnitedHealthcare 17311 Local $366.59 $606.74 $1,297.33 $930.74 21
Anthem National 45380 Local $213.36 $455.75 $1,141.78 $928.42 503
Anthem National 43239 Local $147.05 $267.57 $1,008.22 $861.17 507
Anthem National 29881 Local $608.29 $608.29 $1,433.83 $825.54 492
Anthem National 95810 Local $620.91 $620.91 $1,336.18 $715.27 481
Anthem National 28296 Local $613.53 $669.04 $1,221.85 $608.32 480

What insurers pay nationally for these codes: 27447 · 45386 · 23472 · 43245 · 45380 · 43239 · 29881 · 95810 · 28296

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