RateScore · NPI 1164402673

Paul J Zinsky

obgyn · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

553
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Weak: meaningfully below local peers
46.1% local percentile  ·  high peer-sample confidence
Scored as of July 19, 2026
28published rate records
3payers scored
14scoreable contract cells
11sanitized records

Centene is the worst-paying contract we can score for Paul J Zinsky. 80.9% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Centene 2 Local $25.51 $44.98 −$19.47 405
Cigna 8 Local $51.15 $50.39 +$0.76 553
Aetna 4 Local $87.57 $63.71 +$23.86 672

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Cigna 77080 Local $59.67 $59.67 $182.78 $123.11 39
Cigna 77067 Local $142.76 $191.03 $205.63 $62.87 47
Cigna 99213 Local $95.76 $96.57 $146.51 $50.75 859
Centene 72110 Local $46.34 $80.61 $92.69 $46.35 5694
Aetna G0101 Local $56.84 $86.57 $101.75 $44.91 94
Aetna Q0091 Local $72.14 $68.70 $96.95 $24.81 45
Cigna 77063 Local $41.45 $52.58 $57.46 $16.01 42
Aetna 77063 Local $103.00 $58.73 $116.60 $13.60 72
Centene 36415 Local $4.67 $9.34 $11.91 $7.24 4303
Cigna 99459 Local $37.55 $36.17 $42.56 $5.01 15

What insurers pay nationally for these codes: 99213 · 72110 · 36415

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