RateScore · NPI 1164404984

Patricia Lynn Mchale

ortho · Charlotte-Concord-Gastonia, NC-SC

503
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Weak: meaningfully below local peers
36.8% local percentile  ·  high peer-sample confidence
Scored as of July 19, 2026
318published rate records
5payers scored
28scoreable contract cells
132sanitized records

Cigna is the worst-paying contract we can score for Patricia Lynn Mchale. 83.8% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Charlotte-Concord-Gastonia, NC-SC. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Cigna 1 Local $46.24 $77.91 −$31.67 389
Centene 5 Local $121.09 $121.09 $0.00 423
Bcbs Nc 18 Local $97.22 $101.43 −$4.21 514
UnitedHealthcare 2 Local $230.30 $230.30 $0.00 547
Aetna 2 Local $403.01 $403.01 $0.00 584

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Bcbs Nc 81458 Local $941.72 $1,046.35 $1,841.78 $900.06 126
Bcbs Nc 92986 Local $2,907.08 $3,061.08 $3,599.42 $692.34 136
Bcbs Nc 88264 Local $130.15 $130.15 $278.52 $148.37 126
UnitedHealthcare 29826 Local $341.29 $341.29 $427.06 $85.77 17
Bcbs Nc 99204 Local $232.02 $227.31 $316.16 $84.14 2221
Bcbs Nc 84588 Local $15.27 $22.06 $96.61 $81.34 129
Bcbs Nc 99221 Local $144.36 $144.23 $219.42 $75.06 221
UnitedHealthcare 20610 Local $119.30 $119.30 $193.48 $74.18 148
Bcbs Nc 99203 Local $130.74 $131.00 $204.40 $73.66 1350
Bcbs Nc 99214 Local $127.31 $161.31 $200.63 $73.32 4472

What insurers pay nationally for these codes: 99204 · 20610 · 99203 · 99214

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