RateScore · NPI 1164419123

David M Kaminski

Grand Rapids-Wyoming-Kentwood, MI

431
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Critical: well below local peers
23.8% local percentile  ·  high peer-sample confidence
Scored as of August 18, 2026
444published rate records
4payers scored
41scoreable contract cells
367sanitized records

UnitedHealthcare is the worst-paying contract we can score for David M Kaminski. 80.3% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Grand Rapids-Wyoming-Kentwood, MI. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
UnitedHealthcare 2 Local $636.46 $896.27 −$259.81 408
Bcbs Mi 35 Local $82.11 $87.54 −$5.43 428
Bcbsnm 3 Local $35.66 $35.66 $0.00 451
Aetna 1 Local $87.94 $87.94 $0.00 585

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
UnitedHealthcare 27447 Local $1,215.62 $1,712.70 $2,680.83 $1,465.21 24
Bcbs Mi 27447 Local $1,916.25 $2,254.41 $2,254.41 $338.16 76
Bcbs Mi 49616 Local $1,100.27 $1,100.27 $1,294.44 $194.17 301
Bcbs Mi 49553 Local $855.36 $855.36 $1,006.30 $150.94 536
Bcbs Mi 99204 Local $152.43 $242.10 $286.93 $134.50 178
Bcbsnm 11056 Local $27.68 $27.68 $134.14 $106.46 1415
Bcbs Mi 99214 Local $105.78 $119.47 $199.12 $93.34 1799
Bcbs Mi 99203 Local $99.75 $99.75 $187.76 $88.01 152
Bcbs Mi 99213 Local $72.95 $87.54 $137.31 $64.36 920
UnitedHealthcare 20610 Local $57.30 $79.85 $101.60 $44.30 57

What insurers pay nationally for these codes: 27447 · 99204 · 11056 · 99214 · 99203 · 99213 · 20610

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