Katherine J Ludington
cardio · San Diego-Chula Vista-Carlsbad, CA
Cigna is the worst-paying contract we can score for Katherine J Ludington — 51.7% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.
Position by payer
Your median contracted rate vs the local peer median, per payer, for every payer we can score in San Diego-Chula Vista-Carlsbad, CA. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location — Blue Cross plans file separately per state and do not share rates, even for the same provider.
| Payer | Codes | Your median | Local peer median | Gap | RateScore |
|---|---|---|---|---|---|
| Cigna | 16 | $105.79 | $124.70 | −$18.91 | 566 |
| Aetna | 4 | $83.62 | $80.02 | +$3.60 | 653 |
Documented reimbursement opportunity
The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed — per encounter, not annualized.
| Payer | CPT | Your rate | Local median | Local P90 | Per-encounter gap | Peers |
|---|---|---|---|---|---|---|
| Cigna | 93306 | $217.11 | $217.11 | $457.70 | $240.59 | 47 |
| Cigna | 99205 | $321.59 | $480.11 | $547.74 | $226.15 | 236 |
| Cigna | 76700 | $71.22 | $139.63 | $265.47 | $194.25 | 36 |
| Aetna | 76700 | $112.30 | $110.91 | $302.77 | $190.47 | 40 |
| Cigna | 99204 | $254.76 | $254.76 | $435.88 | $181.12 | 438 |
| Cigna | 93015 | $112.24 | $109.77 | $290.35 | $178.11 | 24 |
| Cigna | 99215 | $227.46 | $257.85 | $386.14 | $158.68 | 402 |
| Cigna | 93308 | $118.34 | $140.83 | $276.29 | $157.95 | 23 |
| Cigna | 93923 | $178.53 | $145.06 | $321.32 | $142.79 | 12 |
| Aetna | 93925 | $228.77 | $181.66 | $313.82 | $85.05 | 29 |
What insurers pay nationally for these codes: 93306 · 99204 · 99215 · 93308
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