RateScore · NPI 1164445854

Javier Flores

Chicago-Naperville-Elgin, IL-IN

584
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Fair position
51.7% local percentile  ·  high peer-sample confidence
Scored as of August 18, 2026
105published rate records
4payers scored
71scoreable contract cells
79sanitized records

UnitedHealthcare is the worst-paying contract we can score for Javier Flores. 78.5% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Chicago-Naperville-Elgin, IL-IN. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
UnitedHealthcare 2 Local $91.70 $137.97 −$46.27 418
Centene 4 Local $38.93 $49.35 −$10.42 529
Bcbsil 61 Local $98.83 $113.87 −$15.04 596
Aetna 4 Local $88.14 $88.14 $0.00 635

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Bcbsil 95811 Local $188.78 $188.78 $896.89 $708.11 7563
Bcbsil 95819 Local $85.20 $509.89 $703.50 $618.30 6629
Aetna 36465 Local $1,702.75 $1,609.52 $2,245.83 $543.08 20
Bcbsil 45384 Local $296.67 $620.84 $730.40 $433.73 3946
Bcbsil 64633 Local $269.01 $581.02 $683.55 $414.54 6246
Bcbsil 73501 Local $51.02 $51.02 $364.21 $313.19 7055
Bcbsil 52000 Local $146.26 $349.58 $411.27 $265.01 7076
Bcbsil 74177 Local $168.03 $168.03 $428.48 $260.45 8753
UnitedHealthcare 10005 Local $80.07 $148.62 $270.32 $190.25 64
Bcbsil 12011 Local $85.94 $199.65 $273.16 $187.22 9002

What insurers pay nationally for these codes: 95811 · 95819 · 45384 · 64633 · 73501 · 52000 · 12011

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