RateScore · NPI 1164469201

Jacobo Nava Flores

San Diego-Chula Vista-Carlsbad, CA

353
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Critical: well below local peers
9.6% local percentile  ·  high peer-sample confidence
Scored as of July 19, 2026
324published rate records
3payers scored
55scoreable contract cells
158sanitized records

Centene is the worst-paying contract we can score for Jacobo Nava Flores. 91.8% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in San Diego-Chula Vista-Carlsbad, CA. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Centene 51 Local $104.91 $169.24 −$64.33 345
Cigna 3 Local $98.71 $173.70 −$74.99 353
Aetna 1 Local $47.89 $113.33 −$65.44 438

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Centene 99292 Local $86.66 $169.24 $496.00 $409.34 1708
Centene 95819 Local $507.31 $904.11 $904.11 $396.80 1581
Cigna 99223 Local $176.30 $470.92 $534.38 $358.08 265
Centene 95816 Local $434.21 $773.60 $773.60 $339.39 1466
Centene 72148 Local $174.59 $348.42 $460.17 $285.58 3154
Centene 74177 Local $275.66 $550.89 $550.89 $275.23 1667
Centene 45378 Local $138.09 $270.86 $389.17 $251.08 4987
Centene 92004 Local $117.38 $294.18 $352.80 $235.42 5082
Centene 92014 Local $105.00 $215.91 $285.16 $180.16 5049
Centene 93880 Local $169.32 $210.49 $349.15 $179.83 3510

What insurers pay nationally for these codes: 99292 · 95819 · 95816 · 45378 · 92004 · 92014 · 93880

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