RateScore · NPI 1164580973

Michael Edward Murphy

derm · Indianapolis-Carmel-Greenwood, IN

549
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Weak: meaningfully below local peers
45.3% local percentile  ·  high peer-sample confidence
Scored as of August 18, 2026
324published rate records
4payers scored
81scoreable contract cells
187sanitized records

Centene is the worst-paying contract we can score for Michael Edward Murphy. 57.6% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Indianapolis-Carmel-Greenwood, IN. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Centene 56 Local $97.77 $105.52 −$7.75 533
Anthem Blue Cross Blue Shield (IN file) 12 Local $96.77 $97.39 −$0.62 562
UnitedHealthcare 10 Local $122.13 $124.29 −$2.16 636
Aetna 3 Local $291.09 $157.49 +$133.60 791

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
UnitedHealthcare 13121 Local $468.51 $486.30 $1,572.38 $1,103.87 8
UnitedHealthcare 14060 Local $731.00 $975.77 $1,485.00 $754.00 8
UnitedHealthcare 12032 Local $210.15 $285.54 $455.15 $245.00 19
Centene 95819 Local $448.04 $672.53 $672.53 $224.49 4499
Centene 93350 Local $162.07 $162.07 $291.73 $129.66 2171
UnitedHealthcare 17262 Local $123.53 $158.07 $239.17 $115.64 24
Centene 93306 Local $167.00 $184.65 $276.98 $109.98 6398
Centene 95816 Local $475.47 $475.47 $577.07 $101.60 5687
Anthem Blue Cross Blue Shield (IN file) 11102 Local $108.93 $108.93 $200.03 $91.10 30
Centene 31231 Local $138.86 $167.86 $228.90 $90.04 7642

What insurers pay nationally for these codes: 95819 · 93350 · 93306 · 95816

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