RateScore · NPI 1164583639

Kai Zu

San Diego-Chula Vista-Carlsbad, CA

401
/ 850  ·  300-850 vs a MIXED basis: 43 of 44 scored codes on a local peer median, the remainder national  ·  Statewide
Critical: well below peers
18.3% peer percentile  ·  high peer-sample confidence
Scored as of July 19, 2026
326published rate records
3payers scored
44scoreable contract cells
158sanitized records

Cigna is the worst-paying contract we can score for Kai Zu. 88.6% of peers, paid by the same payer for the same codes, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the peer median, per payer, for every payer we can score in San Diego-Chula Vista-Carlsbad, CA. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianPeer medianGapRateScore
Cigna 11 Mixed $52.56 $93.25 −$40.69 363
Blueshield Ca 30 Local $84.15 $138.55 −$54.40 401
Aetna 3 Local $41.71 $71.79 −$30.08 513

Documented reimbursement opportunity

The largest per-encounter gaps to the P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour ratePeer medianP90 targetPer-encounter gapPeers
Blueshield Ca 31627 Local $2,148.72 $3,803.88 $4,934.22 $2,785.50 45
Blueshield Ca 65865 Local $652.72 $1,100.01 $1,498.87 $846.15 39
Blueshield Ca 96413 Local $298.55 $528.53 $685.58 $387.03 74
Cigna 99223 Local $153.07 $470.92 $534.38 $381.31 265
Blueshield Ca 99223 Local $251.22 $444.74 $576.90 $325.68 778
Cigna 99204 Local $133.51 $254.76 $435.88 $302.37 438
Blueshield Ca 99205 Local $225.04 $398.38 $516.76 $291.72 635
Blueshield Ca 99204 Local $225.40 $414.15 $492.26 $266.86 1198
Blueshield Ca 99214 Local $148.73 $278.56 $331.10 $182.37 2142
Blueshield Ca 99203 Local $156.67 $260.10 $337.38 $180.71 599

What insurers pay nationally for these codes: 99204 · 99214 · 99203

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