RateScore · NPI 1164607875

James John Urbanic

radiology · San Diego-Chula Vista-Carlsbad, CA

709
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Strong position
74.3% local percentile  ·  high peer-sample confidence
Scored as of August 18, 2026
689published rate records
4payers scored
67scoreable contract cells
345sanitized records

Cigna is the worst-paying contract we can score for James John Urbanic. 68.2% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in San Diego-Chula Vista-Carlsbad, CA. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Cigna 5 Local $386.14 $480.11 −$93.97 475
Aetna 2 Local $338.11 $384.56 −$46.45 557
Blueshield Ca 35 Local $575.81 $530.35 +$45.46 694
Centene 25 Local $201.92 $195.70 +$6.22 725

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Cigna 77290 Local $633.11 $759.52 $1,086.62 $453.51 11
Aetna 77427 Local $198.00 $312.68 $520.68 $322.68 16
Centene 52000 Local $152.17 $257.70 $451.59 $299.42 5040
Cigna 77301 Local $4,309.43 $2,486.66 $4,595.68 $286.25 12
Cigna 99204 Local $186.77 $254.76 $435.88 $249.11 438
Cigna 99205 Local $301.96 $480.11 $547.74 $245.78 236
Aetna 99205 Local $478.22 $456.44 $665.50 $187.28 234
Centene 31231 Local $117.79 $197.48 $260.85 $143.06 3997
Centene 99284 Local $249.02 $249.02 $326.10 $77.08 2818
Blueshield Ca 58262 Local $3,056.12 $2,732.96 $3,107.23 $51.11 26

What insurers pay nationally for these codes: 52000 · 99204 · 99284

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