RateScore · NPI 1730353699

Karthik Ramani

nephrology · Ann Arbor, MI

570
/ 850  ·  300-850 vs the LOCAL peer median; target = local P90  ·  Local · metro
Weak: meaningfully below local peers
49.1% local percentile  ·  high peer-sample confidence
Scored as of August 19, 2026
245published rate records
3payers scored
71scoreable contract cells
233sanitized records

Centene is the worst-paying contract we can score for Karthik Ramani. 53.3% of local peers, paid by the same payer for the same codes in the same metro, are paid more. That is the payer's pricing decision, not a reflection on this provider.

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Position by payer

Your median contracted rate vs the local peer median, per payer, for every payer we can score in Ann Arbor, MI. Where a Blue Cross entity's label carries a state, that state names the file we found the rate in, not this practice's location. Blue Cross plans file separately per state and do not share rates, even for the same provider.

PayerCodesBasisYour medianLocal peer medianGapRateScore
Centene 51 Local $86.83 $77.80 +$9.03 557
Bcbsnm 1 Local $157.43 $157.43 $0.00 645
Bcbs Mi 19 Local $78.94 $64.38 +$14.56 646

Documented reimbursement opportunity

The largest per-encounter gaps to the local P90 target, code by code. Modeled from published rates, not guaranteed, per encounter, not annualized.

PayerCPTBasisYour rateLocal peer medianLocal P90Per-encounter gapPeers
Centene 45380 Local $175.19 $258.22 $783.56 $608.37 92
Centene 45378 Local $161.97 $268.71 $657.35 $495.38 109
Centene 95816 Local $377.82 $475.47 $697.69 $319.87 115
Centene 93306 Local $162.57 $244.09 $387.92 $225.35 118
Centene 93970 Local $143.00 $222.30 $341.78 $198.78 76
Centene 90792 Local $153.48 $173.37 $293.02 $139.54 109
Centene 93971 Local $90.42 $148.63 $220.77 $130.35 34
Centene 95819 Local $440.24 $564.53 $564.53 $124.29 3453
Centene 95908 Local $99.28 $134.03 $210.75 $111.47 139
Centene 11306 Local $109.04 $110.25 $201.93 $92.89 113

What insurers pay nationally for these codes: 45380 · 45378 · 95816 · 93306 · 93970 · 90792 · 93971 · 95819 · 95908 · 11306

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