Built on public federal payer-rate data, no PHI, ever. See the pipeline
The pipeline

Your NPI goes in.
Your RateScore™ comes out.

No EHR integration. No CSV upload. No PHI. About 15 seconds from NPI to score. We compose your reimbursement picture from three public datasets you didn't know were addressable: the federal NPPES registry, Transparency-in-Coverage rate filings, and CMS PFS benchmarks, resolved into locality-adjusted peer percentile bands.

Live rate index · refreshed monthly · zero PHI
314M+
Federal payer rates
9.2M+
Provider NPIs nationwide
500+
Commercial payers
600+
CPT codes monitored
50
States covered

Each step is auditable. Each input is public.

No black box. Below is exactly what happens between your NPI and your RateScore.

01
Step 1 of 4
0–3s

Tell us your NPI.

We resolve your 10-digit National Provider Identifier against NPPES, the CMS registry that serves as the federal public directory of every U.S. healthcare provider. We auto-populate your practice name, taxonomy code (specialty), and primary practice address. Zero login. Zero PHI.

You'll receive a complete analysis of one of your CPT codes for free: your rate, peer median, dollar gap, and annual uplift estimate. Add as many codes as you want to see the full picture.
CMS NPI Registry Lookup
19••••2219
Resolved
Practice Demo sample practice
Taxonomy 111N00000X — Chiropractor
State / Locality CA — Sacramento (GPCI 1.041)
PHI transmitted None
// Demo sample · source: npiregistry.cms.hhs.gov (public federal registry)
02
Step 2 of 4
3–10s

We look up your contracted rates.

We query our index of federal Transparency-in-Coverage Machine-Readable Files, 314M+ raw rate records spanning 500+ commercial payers and all 50 states, sourced directly from payer-published MRFs under the 2022 CMS Final Rule. We match primarily on your NPI; TIN is used when available in the MRF to narrow payer-specific results.

CPT Payer (TiC MRF) Rate
98941
Blue Shield of California
$31.99
98941
Anthem Blue Cross CA
$14.00
98940
Blue Shield of California
$25.52
97140
Blue Shield of California
$23.39
// Demo sample · NPI 19••••2219 · 4 of 150+ matched rows shown · TiC Schema 2.0
03
Step 3 of 4
10–15s

We compare against CMS PFS + peer percentile bands.

For every CPT code we pull, we compute three anchors: the CMS Physician Fee Schedule 2026 allowed amount (GPCI-adjusted to your locality), the 50th-percentile commercial rate among same-specialty peers in your state, and the 75th-percentile target. If your rate sits below the 50th, it surfaces as an underpayment.

CPT 98941 — Anthem CA — rate vs. CA chiropractic peer band (n=34,914)
Your rate
$14.00
Peer p50
$35.45
Peer p75
$76.25
CMS PFS
$42.04
Your rate is  $21.45  below peer median — flagged as underpayment
// Demo sample · TiC MRF + CMS PFS 2026 · GPCI locality-adjusted · CA
04
Step 4 of 4
~15s

Your RateScore and Snapshot appear in about 15 seconds.

Free tier: your RateScore (300-850) plus the top 3 CPT codes against the top 3 payers, with locality-adjusted percentile bands, dollar variance, and a single priority action. No email required. No credit card. No PHI. Upgrading to the Practice Audit ($297 founding, $497 list, one-time) unlocks the full payer breakdown, the Leverage Memo, and the rate-anchor table for every code in your top 20.

NPI 19••••2219 — CA Chiropractor
No PHI
98941
Anthem Blue Cross CA
$14.00
-60.5%
98940
Anthem Blue Cross CA
$11.50
-51.7%
98941
Blue Shield of CA
$31.99
near p50
// Demo sample · composed from public TiC, NPPES, and CMS PFS data

Principles

Three things we deliberately don't do.

// no phi

We never see a patient.

Not names, not DOBs, not claim numbers, not diagnoses. Our entire dataset is composed of public business identifiers (NPI Registry) and public commercial rates (TiC MRFs). HIPAA-aligned by architecture, not by policy.

// no forecasts

We never claim future revenue.

We report observed gaps against published benchmarks. We don't forecast what you "will" recover. We surface the variance and you decide what to negotiate. The Founder's Promise is anchored on documented reimbursement opportunity surfaced, not realized recovery.

// no integration

We never ask for your EHR.

No clearinghouse hook. No 837 file. No SFTP. Your NPI is enough to compose the picture, because the rates have always been public, payers were betting you lacked the infrastructure to parse terabyte-scale machine-readable files. Until now, they were right.

Run your snapshot

See your negotiation brief in about 15 seconds.

Type your NPI. Results appear in your browser. No email required. No credit card. No PHI.

Run My Free Snapshot Read the Founder's Promise

Backed by the Founder's Promise: your specialty's documented-opportunity floor, or your fee back.